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Policies without the claws

Pet insurance with up to 90% coverage, for life.

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Simple, by design

Health & Dental made easy. Get covered faster.

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FAQs

Simple answers to common questions

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Our Vision

Empowering Canadians with Simple, Trusted Coverage

"Our vision is to be the insurer Canadians turn to for all their insurance needs, and that includes the pets they love."

Rohit Thomas

President, BMO Insurance

Good Reads

Insights, tips and guides for you and your furry sidekick, because wellness isn’t just a solo journey—it’s a shared adventure.

Preventive Health Tips for Dogs and Cats That Can Save Money

Preventive Health Tips for Dogs and Cats That Can Save Money

For many pet parents, a dog or cat isn't just another pet—they're a beloved member of the family. And keeping family members happy, healthy, and thriving is a top priority. So, what can you do to help your pet live a long, pain-free life?

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9 Common Pet Emergencies

9 Common Pet Emergencies

If you’re a pet parent in Canada, you know how much dogs and cats mean to us. But just like people, pets can have emergencies. And when they do, vet bills can add up fast.

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What Does Pet Insurance Cover?

What Does Pet Insurance Cover?

Just as human health insurance coverage varies by provider, so does pet insurance coverage. But there are some conditions, illnesses, accidents, and other items commonly covered by pet insurance for cats and dogs.

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The Good Reads Newsletter

Stay informed with wellness tips, pet care insights, and exclusive offers.

Ready to Protect Your Pet?

Join thousands of Canadian pet owners who have already found reassurance in knowing that their furry family members are getting the care they deserve with coverage from our partner, Trupanion. Your pet's future is worth it.

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This website provides summaries of some of the benefits and limitations of the plans. All insurance products are subject to limitations, conditions and exclusions that are more particularly described in the applicable policy in force at the time of purchase and applicable legislation. In the event of any discrepancies between this website, general print and digital media, and the terms of your policy shall prevail.

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†No purchase necessary. Contest open to legal residents of Canada who are 18 years of age or older and have a valid Blue Rewards membership number or become a Blue Rewards Member during the contest period. Contest runs from September 1, 2026, at 12:00:00 a.m. ET to December 31, 2026, at 11:59:59 p.m. ET. To enter, obtain a BMO Pet Insurance quote during the contest period and provide a valid Blue Rewards membership number. Limit of one (1) entry per person/household. Eligible entrants will receive 500 Blue Points, subject to Blue Rewards program terms and conditions. One (1) Grand Prize is available to be won: a Global Pet Foods Inc. (doing business in Quebec as Pitou Minou & Compagnons Inc.) ("GPF") gift card with an approximate retail value of $4,000 CAD. Odds of winning depend on the number of eligible entries received. Selected entrant must correctly answer a time-limited mathematical skill-testing question and comply with all contest requirements before being declared a winner. View full contest rules.

‡5% discount available on BMO Health & Dental Insurance plans for Blue Rewards members. Offer ends December 31, 2026, and applies to applications submitted on or before that date. To qualify, customers must provide a valid Blue Rewards membership number during the application process. The discount applies to policies that remain active and in good standing, subject to applicable terms and conditions. BMOIS reserves the right to modify, withdraw, or terminate this offer at any time without notice. View offer details.

*By enrolling to become a Blue Rewards member, you agree to be bound by the terms and conditions of the Blue Rewards Program as amended from time to time. Visit bluerewards.ca/terms for details.

Blue Rewards and the Blue Rewards logo are trademarks of Bank of Montreal, used under license by BMO Blue Rewards, Inc. Partner, supplier and retailer trademarks are owned by the respective partner, supplier and retailer or authorized for their use in Canada. To collect Blue Points you must be a Canadian resident.

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