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Jusqu'à 90 % des frais vétérinaires admissibles de votre animal sont couverts, notamment :",[753],{"type":228,"attrs":754},{"color":283},{"type":553,"content":756},[757,773,789,805,827],{"type":556,"content":758},[759],{"type":219,"attrs":760,"content":761},{"textAlign":221},[762,768],{"text":763,"type":225,"marks":764},"Les problèmes de santé héréditaires et congénitaux.",[765,767],{"type":228,"attrs":766},{"color":283},{"type":236},{"text":769,"type":225,"marks":770}," Les problèmes de santé pour lesquels les animaux de la même race que le vôtre peuvent avoir des prédispositions, comme la dysplasie de la hanche et certaines maladies cardiaques.",[771],{"type":228,"attrs":772},{"color":283},{"type":556,"content":774},[775],{"type":219,"attrs":776,"content":777},{"textAlign":221},[778,784],{"text":779,"type":225,"marks":780},"Les blessures et maladies.",[781,783],{"type":228,"attrs":782},{"color":283},{"type":236},{"text":785,"type":225,"marks":786}," Qu’il s’agisse d’os cassés, de vomissements, d’allergies ou de cancers.",[787],{"type":228,"attrs":788},{"color":283},{"type":556,"content":790},[791],{"type":219,"attrs":792,"content":793},{"textAlign":221},[794,800],{"text":795,"type":225,"marks":796},"Les outils de diagnostic.",[797,799],{"type":228,"attrs":798},{"color":283},{"type":236},{"text":801,"type":225,"marks":802}," Radiographies, ultrasons, tomodensitogrammes et analyses de laboratoire.",[803],{"type":228,"attrs":804},{"color":283},{"type":556,"content":806},[807],{"type":219,"attrs":808,"content":809},{"textAlign":221},[810,816,821],{"text":811,"type":225,"marks":812},"Les thérapies et traitements. ",[813,815],{"type":228,"attrs":814},{"color":283},{"type":236},{"text":817,"type":225,"marks":818},"Chirurgies, séjours à l’hôpital, médicaments, kinésithérapie, etc.",[819],{"type":228,"attrs":820},{"color":283},{"text":822,"type":225,"marks":823},"2",[824,826],{"type":228,"attrs":825},{"color":283},{"type":584},{"type":556,"content":828},[829,843,854],{"type":219,"attrs":830,"content":831},{"textAlign":221},[832,838],{"text":833,"type":225,"marks":834},"Les procédures de pointe.",[835,837],{"type":228,"attrs":836},{"color":283},{"type":236},{"text":839,"type":225,"marks":840}," Dont les prothèses, les chariots et des soins dentaires de pointe.",[841],{"type":228,"attrs":842},{"color":283},{"type":219,"attrs":844,"content":845},{"textAlign":221},[846,848,850],{"type":847},"hard_break",{"text":849,"type":225},"Des limitations et exclusions s'appliquent.",{"text":591,"type":225,"marks":851},[852],{"type":228,"attrs":853},{"color":283},{"type":219,"attrs":855,"content":856},{"textAlign":221},[857],{"text":858,"type":225,"marks":859},"Exemple de police d'assurance",[860,863,865],{"type":288,"attrs":861},{"href":862,"uuid":221,"anchor":221,"custom":221,"target":291,"linktype":39},"https:\u002F\u002Fwww.datocms-assets.com\u002F66146\u002F1760728447-sample_v11-201902_trupanion_policy_can_french.pdf",{"type":228,"attrs":864},{"color":294},{"type":236},"pet:tab:four",{"_uid":868,"icon":19,"type":19,"image":869,"title":873,"cta_link":874,"component":486,"cta_label":466,"tab_label":875,"tab_content":876,"analytics_tab_name":1078},"86547014-31b8-4aea-9d34-61012351f409",{"id":870,"alt":19,"name":19,"focus":19,"title":19,"source":19,"filename":871,"copyright":19,"fieldtype":147,"meta_data":872,"is_external_url":33},186386894541622,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F287771017545828\u002F1920x1080\u002Fba1251da58\u002Fbmopets3.png",{},"Parce qu’ils méritent une protection complète.",{"id":19,"url":464,"linktype":39,"fieldtype":23,"cached_url":464},"Protection supplémentaire",{"type":216,"content":877},[878,887,895,904,1022,1031,1039,1047,1059],{"type":219,"attrs":879,"content":880},{"textAlign":221},[881],{"text":882,"type":225,"marks":883},"Convalescence et soins complémentaires",[884,886],{"type":228,"attrs":885},{"color":283},{"type":236},{"type":219,"attrs":888,"content":889},{"textAlign":221},[890],{"text":891,"type":225,"marks":892},"Cette option permet de couvrir les traitements qui favorisent la guérison et le bien-être général de votre animal, particulièrement après une blessure, une intervention chirurgicale ou une maladie.",[893],{"type":228,"attrs":894},{"color":283},{"type":219,"attrs":896,"content":897},{"textAlign":221},[898],{"text":899,"type":225,"marks":900},"Qu’est-ce qui est compris?",[901,903],{"type":228,"attrs":902},{"color":283},{"type":236},{"type":553,"content":905},[906,922,938,954,970,990,1006],{"type":556,"content":907},[908],{"type":219,"attrs":909,"content":910},{"textAlign":221},[911,917],{"text":912,"type":225,"marks":913},"Thérapies de réadaptation.",[914,916],{"type":228,"attrs":915},{"color":283},{"type":236},{"text":918,"type":225,"marks":919}," Aide les animaux de compagnie à retrouver leur force et leur mobilité.",[920],{"type":228,"attrs":921},{"color":283},{"type":556,"content":923},[924],{"type":219,"attrs":925,"content":926},{"textAlign":221},[927,933],{"text":928,"type":225,"marks":929},"Acupuncture.",[930,932],{"type":228,"attrs":931},{"color":283},{"type":236},{"text":934,"type":225,"marks":935}," Peut soulager la douleur et améliorer le rétablissement.",[936],{"type":228,"attrs":937},{"color":283},{"type":556,"content":939},[940],{"type":219,"attrs":941,"content":942},{"textAlign":221},[943,949],{"text":944,"type":225,"marks":945},"Hydrothérapie.",[946,948],{"type":228,"attrs":947},{"color":283},{"type":236},{"text":950,"type":225,"marks":951}," Thérapie à base d’eau pour la santé des articulations et des muscles.",[952],{"type":228,"attrs":953},{"color":283},{"type":556,"content":955},[956],{"type":219,"attrs":957,"content":958},{"textAlign":221},[959,965],{"text":960,"type":225,"marks":961},"Soins chiropratiques. ",[962,964],{"type":228,"attrs":963},{"color":283},{"type":236},{"text":966,"type":225,"marks":967},"Traitements pour améliorer les mouvements et le confort.",[968],{"type":228,"attrs":969},{"color":283},{"type":556,"content":971},[972],{"type":219,"attrs":973,"content":974},{"textAlign":221},[975,981,985],{"text":976,"type":225,"marks":977},"Modification du comportement et thérapie comportementale.",[978,980],{"type":228,"attrs":979},{"color":283},{"type":236},{"text":591,"type":225,"marks":982},[983],{"type":228,"attrs":984},{"color":283},{"text":986,"type":225,"marks":987},"Traitement des causes médicales et physiques sous-jacentes de l’anxiété, d’agression ou d’autres problèmes de comportement.",[988],{"type":228,"attrs":989},{"color":19},{"type":556,"content":991},[992],{"type":219,"attrs":993,"content":994},{"textAlign":221},[995,1001],{"text":996,"type":225,"marks":997},"Homéopathie.",[998,1000],{"type":228,"attrs":999},{"color":283},{"type":236},{"text":1002,"type":225,"marks":1003}," Remèdes naturels pour divers problèmes de santé.",[1004],{"type":228,"attrs":1005},{"color":283},{"type":556,"content":1007},[1008],{"type":219,"attrs":1009,"content":1010},{"textAlign":221},[1011,1017],{"text":1012,"type":225,"marks":1013},"Naturopathie.",[1014,1016],{"type":228,"attrs":1015},{"color":283},{"type":236},{"text":1018,"type":225,"marks":1019}," Soins holistiques faisant appel à des traitements naturels.",[1020],{"type":228,"attrs":1021},{"color":283},{"type":219,"attrs":1023,"content":1024},{"textAlign":221},[1025],{"text":1026,"type":225,"marks":1027},"Reproduction",[1028,1030],{"type":228,"attrs":1029},{"color":283},{"type":236},{"type":219,"attrs":1032,"content":1033},{"textAlign":221},[1034],{"text":1035,"type":225,"marks":1036},"Cette extension s’adresse aux propriétaires d’animaux de compagnie qui envisagent de les faire se reproduire leurs femelles et souhaitent une couverture à l’égard des problèmes de santé qui en découlent.",[1037],{"type":228,"attrs":1038},{"color":283},{"type":219,"attrs":1040,"content":1041},{"textAlign":221},[1042],{"text":899,"type":225,"marks":1043},[1044,1046],{"type":228,"attrs":1045},{"color":283},{"type":236},{"type":553,"content":1048},[1049],{"type":556,"content":1050},[1051],{"type":219,"attrs":1052,"content":1053},{"textAlign":221},[1054],{"text":1055,"type":225,"marks":1056},"Maladies et blessures liées à la reproduction",[1057],{"type":228,"attrs":1058},{"color":283},{"type":219,"attrs":1060,"content":1061},{"textAlign":221},[1062,1067,1073],{"text":1063,"type":225,"marks":1064},"Couverture de la ",[1065],{"type":228,"attrs":1066},{"color":283},{"text":1068,"type":225,"marks":1069},"mise bas",[1070,1072],{"type":228,"attrs":1071},{"color":283},{"type":236},{"text":1074,"type":225,"marks":1075}," (chiens et chats). Comprend les complications pendant la mise bas et les soins post-partum.",[1076],{"type":228,"attrs":1077},{"color":283},"pet:tab:five","tabs-section",{"_uid":1081,"title":1082,"component":1083,"description":1084,"featured_cards":1085},"38633aab-a293-4baa-8336-c6951b2c5cf4","Simple. Fiable. Couvert.","featured-cards-section"," Quatre étapes simples",[1086,1092,1097,1102],{"_uid":1087,"icon":19,"type":19,"title":1088,"subtext":19,"cta_link":1089,"component":1090,"cta_label":19,"description":1091},"6aa4add4-89e1-49b5-9f86-474f8bbf1e98","Obtenez une soumission.",{"id":19,"url":19,"linktype":22,"fieldtype":23,"cached_url":154,"prep":25},"featured-card-item","Cela prend moins de cinq minutes. Il vous suffit de nous parler un peu de votre animal et nous vous enverrons une soumission personnalisée en fonction de son âge, de sa race et de votre lieu de résidence.",{"_uid":1093,"icon":19,"type":19,"title":1094,"subtext":19,"cta_link":1095,"component":1090,"cta_label":19,"description":1096},"c85b13e1-70ec-4462-b8b1-26ff887c6667","Obtenez votre couverture.",{"id":19,"url":19,"linktype":22,"fieldtype":23,"cached_url":154,"prep":25},"Remplissez une demande simple pour activer votre couverture. Une fois approuvée, votre police entre en vigueur après une brève période d’attente, pour vous permettre de vous sentir en sécurité plus rapidement, votre animal et vous.",{"_uid":1098,"icon":19,"type":19,"title":1099,"subtext":19,"cta_link":1100,"component":1090,"cta_label":19,"description":1101},"c414267d-076b-448e-a536-fd612b66f95a","Allez chez un vétérinaire.",{"id":19,"url":19,"linktype":22,"fieldtype":23,"cached_url":154,"prep":25},"Allez chez un vétérinaire ou un spécialiste agréé, ou dans une clinique d’urgence agréée au Canada, aux États-Unis ou à Porto Rico. Vous êtes libre de choisir.",{"_uid":1103,"icon":19,"type":19,"title":1104,"subtext":19,"cta_link":1105,"component":1090,"cta_label":1107,"description":1108,"analytics_cta_name":1109},"bc419ce2-fe1e-4758-87f4-41ca24baf84e","Profitez du paiement direct des vétérinaires",{"id":19,"url":1106,"linktype":39,"fieldtype":23,"cached_url":1106},"https:\u002F\u002Fwww.trupanion.com\u002Fen-ca\u002Fpet-insurance\u002Fveterinarians-map","Outil de localisation de cliniques participantes VetDirect","Cela change tout. Au lieu d’attendre un remboursement, nous pouvons payer votre vétérinaire directement en quelques secondes après votre visite. Cliniques participantes seulement.","vet pay locator",{"_uid":1111,"title":1112,"component":1113,"description":1114,"view_all_link":1115,"featured_posts":1117,"view_all_label":1359},"9c9bcdc8-3f99-4c3f-8d70-cac524f3eb45","Bonnes Lectures","featured-blog-posts-section","Des idées, des conseils et des guides pour vous et votre compagnon à quatre pattes, car le bien-être n’est pas seulement un voyage en solo, c’est une aventure partagée.",{"id":133,"url":19,"linktype":22,"fieldtype":23,"cached_url":134,"prep":25,"story":1116},{"name":136,"id":137,"uuid":133,"slug":138,"url":139,"full_slug":140,"_stopResolving":25},[1118],{"name":1119,"created_at":1120,"published_at":1121,"updated_at":1122,"id":1123,"uuid":1124,"content":1125,"slug":1351,"full_slug":1352,"sort_by_date":221,"position":1353,"tag_list":1354,"is_startpage":33,"parent_id":1355,"meta_data":221,"group_id":1356,"first_published_at":1357,"release_id":221,"lang":410,"path":221,"alternates":1358,"default_full_slug":221,"translated_slugs":221,"_stopResolving":25},"Why Pet Insurance Matters","2025-10-17T03:09:05.359Z","2025-12-11T17:44:15.352Z","2025-12-11T17:44:15.373Z",102321952219501,"04846a4d-902b-4f47-9e4c-83291790b388",{"_uid":1126,"title":1127,"author":19,"snippet":1128,"category":19,"component":1129,"meta_title":1130,"post_image":1131,"posted_date":1135,"post_content":1136,"related_posts":1349,"meta_description":1128,"analytics_page_name":1350},"6eae63d3-126f-4f70-9043-78242f0b3c1b","Pourquoi l’assurance pour animaux est importante","Garder votre animal heureux et en santé ne se limite pas aux soins préventifs comme couper ses griffes, brosser ses dents et l’emmener à ses examens annuels. Parfois, son bien-être dépend aussi de traitements pour une blessure urgente ou une maladie imprévue. ","blog-post","Pourquoi l’assurance pour animaux est importante | BMO Solutions d’Assurances",{"id":1132,"alt":19,"name":19,"focus":19,"title":19,"source":19,"filename":1133,"copyright":19,"fieldtype":147,"meta_data":1134,"is_external_url":33},104082528122848,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F287771017545828\u002F2250x1500\u002Fbf9d73afd0\u002Fhappy-girl-dog-cat_2x.webp",{},"2025-10-20 00:00",{"type":216,"content":1137},[1138,1143,1148,1157,1162,1167,1174,1179,1184,1195,1218,1223,1230,1235,1240,1247,1252,1257,1264,1269,1274,1281,1292,1299,1315,1331,1347],{"type":219,"attrs":1139,"content":1140},{"textAlign":221},[1141],{"text":1142,"type":225},"Garder votre animal heureux et en santé ne se limite pas aux soins préventifs comme couper ses griffes, brosser ses dents et l’emmener à ses examens annuels. Parfois, son bien-être dépend aussi de traitements pour une blessure urgente ou une maladie imprévue. Ces soins peuvent coûter cher, et c’est pourquoi l’assurance pour animaux est essentielle.",{"type":219,"attrs":1144,"content":1145},{"textAlign":221},[1146],{"text":1147,"type":225},"Une police d’assurance pour votre chien ou votre chat couvre les frais admissibles, aidant les propriétaires à payer les soins vétérinaires nécessaires et à améliorer la santé de leurs compagnons à quatre pattes. Que vous ayez déjà une police ou que vous envisagiez d’en souscrire une, découvrez pourquoi l’assurance pour animaux est l’une des meilleures façons de protéger votre animal.",{"type":1149,"attrs":1150,"content":1152},"heading",{"level":1151,"textAlign":221},6,[1153],{"text":1154,"type":225,"marks":1155},"Hausse des coûts vétérinaires et pression financière",[1156],{"type":236},{"type":219,"attrs":1158,"content":1159},{"textAlign":221},[1160],{"text":1161,"type":225},"L’assurance pour animaux aide les propriétaires à suivre l’évolution des coûts des soins vétérinaires. Bien sûr, il est possible de payer les soins imprévus de sa poche sans assurance, mais ce n’est pas toujours la solution la plus judicieuse financièrement.",{"type":219,"attrs":1163,"content":1164},{"textAlign":221},[1165],{"text":1166,"type":225},"Par exemple, une alternative à l’assurance santé pour animaux est un compte d’épargne dédié. Cette option convient à ceux qui préfèrent mettre de l’argent de côté pour les urgences plutôt que de compter sur un assureur. Toutefois, ce choix peut s’avérer moins rentable, car les propriétaires doivent quand même payer la totalité des frais médicaux. De plus, les plans d’épargne peuvent difficilement suivre la hausse des prix, sachant que les coûts vétérinaires ont augmenté de plus de 6 % au cours de la dernière année. L’assurance pour animaux aide à absorber ces coûts et à réduire l’impact de l’inflation sur les budgets serrés.",{"type":1149,"attrs":1168,"content":1169},{"level":1151,"textAlign":221},[1170],{"text":1171,"type":225,"marks":1172},"Éliminer le coût comme obstacle aux soins",[1173],{"type":236},{"type":219,"attrs":1175,"content":1176},{"textAlign":221},[1177],{"text":1178,"type":225},"Les soins préventifs sont généralement abordables, mais il faut garder en tête que votre compagnon peut se blesser ou tomber malade à tout moment. Personne n’aime penser à ces situations imprévues, mais elles arrivent. Le mieux est d’être préparé.",{"type":219,"attrs":1180,"content":1181},{"textAlign":221},[1182],{"text":1183,"type":225},"Posez-vous cette question : si votre animal devait subir une intervention d’urgence ou prendre des médicaments coûteux, auriez-vous besoin d’aide pour payer?",{"type":219,"attrs":1185,"content":1186},{"textAlign":221},[1187,1189,1193],{"text":1188,"type":225},"Voici quelques exemples de coûts approximatifs sans assurance",{"text":1190,"type":225,"marks":1191},"1,2",[1192],{"type":584},{"text":1194,"type":225},":",{"type":553,"content":1196},[1197,1204,1211],{"type":556,"content":1198},[1199],{"type":219,"attrs":1200,"content":1201},{"textAlign":221},[1202],{"text":1203,"type":225},"Chirurgie pour ingestion d’un corps étranger : 4 100 $",{"type":556,"content":1205},[1206],{"type":219,"attrs":1207,"content":1208},{"textAlign":221},[1209],{"text":1210,"type":225},"IRM et médicaments pour des crises : 2 700 $",{"type":556,"content":1212},[1213],{"type":219,"attrs":1214,"content":1215},{"textAlign":221},[1216],{"text":1217,"type":225},"Chirurgie et analgésiques pour luxation de la rotule : 5 500 $",{"type":219,"attrs":1219,"content":1220},{"textAlign":221},[1221],{"text":1222,"type":225},"Payer ces traitements soi-même peut être très coûteux, mais l’assurance couvre les frais admissibles. Par exemple, si votre chien avale un objet nécessitant une intervention à 3 000 $ et que votre police couvre 90 %, vous ne payez que 300 $ de votre poche. Ce n’est pas rien, mais c’est beaucoup plus gérable que le montant total.",{"type":1149,"attrs":1224,"content":1225},{"level":1151,"textAlign":221},[1226],{"text":1227,"type":225,"marks":1228},"Soutenir les traitements d’urgence et imprévus",[1229],{"type":236},{"type":219,"attrs":1231,"content":1232},{"textAlign":221},[1233],{"text":1234,"type":225},"Assumer les frais d’une maladie chronique ou d’un accident soudain peut vite devenir un fardeau financier. L’assurance pour animaux réduit ce stress, vous permettant de vous concentrer sur le budget des soins courants plutôt que sur les urgences.",{"type":219,"attrs":1236,"content":1237},{"textAlign":221},[1238],{"text":1239,"type":225},"L’assurance pour chiens et chats couvre les coûts des interventions, des médicaments et plus encore, aidant vos finances tout en garantissant à votre animal les soins nécessaires pour retrouver la santé, soulager la douleur ou retrouver sa mobilité.",{"type":1149,"attrs":1241,"content":1242},{"level":1151,"textAlign":221},[1243],{"text":1244,"type":225,"marks":1245},"La valeur à long terme de l’assurance pour animaux",[1246],{"type":236},{"type":219,"attrs":1248,"content":1249},{"textAlign":221},[1250],{"text":1251,"type":225},"Comme pour toute assurance, les économies réalisées à long terme dépassent souvent les coûts initiaux. Au cours de la vie de votre animal, les frais de traitement peuvent varier de quelques centaines à plus de 10 000 $. Et si vous avez plusieurs animaux, la facture grimpe encore plus.",{"type":219,"attrs":1253,"content":1254},{"textAlign":221},[1255],{"text":1256,"type":225},"Même si les primes et franchises peuvent sembler élevées, surtout si votre animal est en bonne santé, rappelez-vous que vous investissez dans son avenir et dans votre tranquillité d’esprit. Vous maximisez le temps passé avec votre compagnon et vous économisez à long terme.",{"type":1149,"attrs":1258,"content":1259},{"level":1151,"textAlign":221},[1260],{"text":1261,"type":225,"marks":1262},"Comment l’assurance aide les vétérinaires",[1263],{"type":236},{"type":219,"attrs":1265,"content":1266},{"textAlign":221},[1267],{"text":1268,"type":225},"Les vétérinaires ont pour mission de garder les animaux en santé : vaccins, examens annuels, soins en cas de maladie ou blessure. Lorsqu’ils évaluent une urgence ou posent un diagnostic, ils recommandent un traitement, des étapes à suivre et un coût. Selon une étude, des conflits éthiques peuvent survenir lorsque les recommandations ne correspondent pas aux moyens financiers des propriétaires. Les vétérinaires doivent concilier le bien-être de l’animal et la décision du client, ce qui n’est pas toujours simple. L’assurance pour animaux facilite grandement cette situation.",{"type":219,"attrs":1270,"content":1271},{"textAlign":221},[1272],{"text":1273,"type":225},"Les propriétaires assurés sont plus susceptibles d’accepter les traitements recommandés, même coûteux, car ils peuvent compter sur leur police pour un soutien financier. Cela réduit le stress et les conflits pour les vétérinaires, qui souhaitent offrir les meilleurs soins possibles.",{"type":1149,"attrs":1275,"content":1276},{"level":1151,"textAlign":221},[1277],{"text":1278,"type":225,"marks":1279},"Prendre des décisions en toute confiance",[1280],{"type":236},{"type":219,"attrs":1282,"content":1283},{"textAlign":221},[1284,1286,1290],{"text":1285,"type":225},"Même si 92 % des propriétaires croient que l’assurance pour animaux vaut la peine",{"text":1287,"type":225,"marks":1288},"3",[1289],{"type":584},{"text":1291,"type":225},", souscrire une police reste une décision importante. La santé de votre animal et vos finances sont des priorités, vous ne devriez pas avoir à choisir entre les deux. C’est là que l’assurance pour animaux intervient.",{"type":219,"attrs":1293,"content":1294},{"textAlign":221},[1295],{"text":1296,"type":225,"marks":1297},"Sources:",[1298],{"type":236},{"type":219,"attrs":1300,"content":1301},{"textAlign":221},[1302,1305,1313],{"text":578,"type":225,"marks":1303},[1304],{"type":584},{"text":1306,"type":225,"marks":1307},"Actual Claims & Vet Cost Examples",[1308],{"type":288,"attrs":1309},{"href":1310,"uuid":221,"anchor":221,"custom":1311,"target":291,"linktype":39},"https:\u002F\u002Fwww.trupanion.com\u002Fpet-insurance-faq\u002Farticle\u002Fclaims-and-vet-cost-examples",{"title":1312},"actual claims & vet cost examples",{"text":1314,"type":225},". 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L’avenir de votre animal de compagnie en vaut la peine.",{"_uid":1367,"title":1368,"component":1083,"description":1369,"featured_cards":1370},"01b84dad-f849-4000-9a07-fceda19d461b","Vous avez d’autres questions?","Choisissez l'option qui vous convient le mieux",[1371,1381,1392],{"_uid":1372,"icon":1373,"type":19,"title":1374,"subtext":1375,"cta_link":1376,"component":1090,"cta_label":349,"is_feature":33,"description":1378,"background_image":1379,"analytics_cta_name":19},"c2e69f8a-04b4-4837-95d9-ce84a052ad4a","phone","Appelez-nous","Du lundi au vendredi. De 9 h à 17 h (HNE)",{"id":19,"url":1377,"linktype":39,"fieldtype":23,"cached_url":1377},"tel:1833-991-6670","Parlez à un membre de notre équipe",{"id":221,"alt":221,"name":19,"focus":221,"title":221,"source":221,"filename":19,"copyright":221,"fieldtype":147,"meta_data":1380},{},{"_uid":1382,"icon":1383,"type":19,"title":1384,"subtext":19,"cta_link":1385,"component":1090,"cta_label":1387,"is_feature":33,"description":1388,"background_image":1389,"analytics_cta_name":1391},"1b811db2-e72d-4d91-a1af-5241669ce868","envelope","Courriel",{"id":19,"url":1386,"linktype":39,"fieldtype":23,"cached_url":1386},"mailto:bmoisolutions@bmo.com","Envoyer","Envoyez-nous un message détaillé",{"id":221,"alt":221,"name":19,"focus":221,"title":221,"source":221,"filename":19,"copyright":221,"fieldtype":147,"meta_data":1390},{},"pet:email",{"_uid":1393,"icon":1394,"type":19,"title":1395,"subtext":19,"cta_link":1396,"component":1090,"cta_label":1398,"is_feature":33,"description":1399,"background_image":1400,"analytics_cta_name":1402},"392c9132-d530-4fd8-bd02-b73e39204305","comment","Demandez que l’on vous rappelle",{"id":120,"url":19,"linktype":22,"fieldtype":23,"cached_url":121,"prep":25,"story":1397},{"name":123,"id":124,"uuid":120,"slug":125,"url":126,"full_slug":127,"_stopResolving":25},"Commencer","Préférez-vous que nous vous appelions?",{"id":221,"alt":221,"name":19,"focus":221,"title":221,"source":221,"filename":19,"copyright":221,"fieldtype":147,"meta_data":1401},{},"pet:request a call",{"_uid":1404,"image":1405,"component":1407,"section_content":1408},"4f5c340e-e2ad-41b2-9868-dae672125346",{"id":221,"alt":221,"name":19,"focus":221,"title":221,"source":221,"filename":19,"copyright":221,"fieldtype":147,"meta_data":1406},{},"rich-text-image-section",{"type":216,"content":1409},[1410,1427,1440,1453],{"type":219,"attrs":1411,"content":1412},{"textAlign":221},[1413,1420],{"text":1414,"type":225,"marks":1415},"L'assurance pour animaux de compagnie est maintenant disponible ",[1416,1418],{"type":228,"attrs":1417},{"color":283},{"type":1419},"subscript",{"text":1421,"type":225,"marks":1422},"dans certaines provinces.",[1423,1426],{"type":228,"attrs":1424},{"color":1425},"#1F1F1F",{"type":1419},{"type":219,"attrs":1428,"content":1429},{"textAlign":221},[1430,1434],{"text":1431,"type":225,"marks":1432},"1 ",[1433],{"type":584},{"text":1435,"type":225,"marks":1436},"La couverture à vie signifie que les factures vétérinaires admissibles pour votre animal de compagnie continueront d’être couvertes tant que votre police restera active et que les primes seront payées.",[1437,1439],{"type":228,"attrs":1438},{"color":19},{"type":1419},{"type":219,"attrs":1441,"content":1442},{"textAlign":221},[1443,1447],{"text":1444,"type":225,"marks":1445},"2 ",[1446],{"type":584},{"text":1448,"type":225,"marks":1449},"Certaines couvertures ou certains traitements peuvent nécessiter la souscription d'avenants supplémentaires. Consultez la police pour plus de détails.",[1450,1452],{"type":228,"attrs":1451},{"color":19},{"type":1419},{"type":219,"attrs":1454,"content":1455},{"textAlign":221},[1456,1462,1467],{"text":1457,"type":225,"marks":1458},"Certains noms, logos, icônes, dessins, mots, titres ou phrases sur le Site Web, y compris le nom, le logo et VetDirect Pay",[1459,1461],{"type":228,"attrs":1460},{"color":19},{"type":1419},{"text":1463,"type":225,"marks":1464},"MC",[1465,1466],{"type":1419},{"type":584},{"text":1468,"type":225,"marks":1469}," de Trupanion sont des marques commerciales ou des noms commerciaux appartenant à Trupanion, Inc. et utilisés sous licence.",[1470,1472],{"type":228,"attrs":1471},{"color":19},{"type":1419},"page","Assurance pour animaux de 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11 Jun 2026 16:25:11 GMT","W\u002F\"fc32925c83ce72e50054e391f0825bcd\"","1.1 46a0017ecef439253017ac2cc1624646.cloudfront.net (CloudFront)","Cn5Uft23awerJD0R1JcigPKySjt1PdKH8V2zf5i3F4_fZAs8w7AEoA==","eb68b4bf-89b2-4e8b-9368-9c760bb47bb4","0.046648",[1671,2119,2621],{"name":1672,"created_at":1673,"published_at":1674,"updated_at":1675,"id":1676,"uuid":1677,"content":1678,"slug":2112,"full_slug":2113,"sort_by_date":221,"position":2114,"tag_list":2115,"is_startpage":33,"parent_id":1355,"meta_data":221,"group_id":2116,"first_published_at":2117,"release_id":221,"lang":410,"path":221,"alternates":2118,"default_full_slug":221,"translated_slugs":221},"Preventive Health Tips for Dogs and Cats That Can Save Money","2025-10-22T02:28:20.701Z","2025-12-10T17:36:28.620Z","2025-12-10T17:36:28.647Z",104081410915092,"d665235a-9d3e-4c27-95f2-e37399330e58",{"_uid":1679,"title":1680,"author":19,"snippet":1681,"category":19,"component":1129,"meta_title":1682,"post_image":1683,"posted_date":1687,"post_content":1688,"related_posts":2109,"meta_description":2110,"analytics_page_name":2111},"23d916f5-7727-4ba6-ba00-ab065c00ab09","Conseils pour réaliser des économies d’argent potentielles grâce aux soins préventifs pour les chiens et les chats","Pour de nombreux propriétaires d’animaux, leur chien ou leur chat n’est pas qu’un simple animal de compagnie, c’est un membre de la famille qui leur est cher. Et, bien sûr, veiller au bien-être, à la santé et à l’épanouissement des membres de la famille est une priorité absolue. Alors, que pouvez-vous faire pour aider votre animal à vivre une vie longue et sereine? ","Conseils essentiels en matière de soins préventifs pour chats et chiens | BMO Solutions d’Assurances",{"id":1684,"alt":19,"name":19,"focus":19,"title":19,"source":19,"filename":1685,"copyright":19,"fieldtype":147,"meta_data":1686,"is_external_url":33},104073233930140,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F287771017545828\u002F2556x1761\u002Fb8e999a55f\u002Fhappy-brown-dog_3x.webp",{},"2025-10-21 00:00",{"type":216,"content":1689},[1690,1695,1700,1706,1711,1720,1725,1730,1735,1740,1745,1759,1772,1798,1811,1824,1837,1850,1863,1868,1873,1886,1899,1912,1925,1937,1961,1974,1979,1984,2000,2007,2020,2033,2046,2059,2071,2084,2096],{"type":219,"attrs":1691,"content":1692},{"textAlign":221},[1693],{"text":1694,"type":225},"Pour de nombreux propriétaires d’animaux, leur chien ou leur chat n’est pas qu’un simple animal de compagnie, c’est un membre de la famille qui leur est cher. Et, bien sûr, veiller au bien-être, à la santé et à l’épanouissement des membres de la famille est une priorité absolue. Alors, que pouvez-vous faire pour aider votre animal à vivre une vie longue et sereine?",{"type":219,"attrs":1696,"content":1697},{"textAlign":221},[1698],{"text":1699,"type":225},"Les soins préventifs pour animaux de compagnie désignent une approche à plusieurs volets visant à maintenir la santé et le bien-être général de votre chien ou de votre chat, dans l’espoir de réduire au minimum les futurs problèmes médicaux qu’il pourrait contracter. Poursuivez votre lecture pour en savoir plus sur cette approche et son utilisation à la maison, non seulement pour économiser de l’argent à long terme, mais aussi pour garder votre compagnon à quatre pattes à vos côtés le plus longtemps possible.",{"type":1149,"attrs":1701,"content":1703},{"level":1702,"textAlign":221},5,[1704],{"text":1705,"type":225},"L’importance des soins préventifs pour les animaux de compagnie",{"type":219,"attrs":1707,"content":1708},{"textAlign":221},[1709],{"text":1710,"type":225},"Les soins préventifs pour un animal de compagnie peuvent se comparer à la façon dont on prend soin de son corps. Par exemple, on s’efforce d’utiliser la soie dentaire et de se brosser les dents chaque jour pour éviter les caries et les problèmes dentaires, de maintenir une hygiène appropriée pour prévenir les infections, de passer des examens annuels pour détecter les problèmes avant qu’ils ne deviennent graves, etc. On prend ces mesures pour préserver sa santé et son bien-être. Il convient d’utiliser la même approche pour votre animal de compagnie en matière de soins préventifs.",{"type":219,"attrs":1712,"content":1713},{"textAlign":221},[1714,1716],{"text":1715,"type":225},"Il est important de prodiguer des soins courants à votre chien ou à votre chat afin de prévenir les maladies, de traiter les problèmes à un stade précoce, de protéger votre budget et de garder votre compagnon à quatre pattes en bonne santé le plus longtemps possible.",{"text":548,"type":225,"marks":1717},[1718],{"type":228,"attrs":1719},{"color":19},{"type":1149,"attrs":1721,"content":1722},{"level":1702,"textAlign":221},[1723],{"text":1724,"type":225},"Les avantages financiers des soins préventifs pour les animaux de compagnie",{"type":219,"attrs":1726,"content":1727},{"textAlign":221},[1728],{"text":1729,"type":225},"Bien que la santé de votre animal soit probablement prioritaire par rapport aux coûts qui y sont liés, il n’en reste pas moins que les soins aux animaux peuvent être coûteux, surtout si des problèmes médicaux plus importants surviennent. De la nourriture aux vaccins en passant par les visites annuelles chez le vétérinaire, les frais peuvent s’accumuler. Les coûts de possession d’un chien ou d’un chat peuvent atteindre chacun environ 1 000 $ par an.",{"type":219,"attrs":1731,"content":1732},{"textAlign":221},[1733],{"text":1734,"type":225},"Si certaines dépenses sont inévitables, d’autres, comme certains problèmes médicaux, peuvent être évitées ou étouffées dans l’œuf avant qu’elles ne deviennent de gros problèmes dont les coûts explosent. C’est pourquoi les soins préventifs pour les animaux de compagnie sont essentiels. 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Suivez les recommandations de votre vétérinaire pour vous assurer que votre chien reçoit les nutriments dont il a besoin à la bonne fréquence tout au long de la journée.",{"type":219,"attrs":1760,"content":1761},{"textAlign":221},[1762,1766,1770],{"text":1749,"type":225,"marks":1763},[1764],{"type":228,"attrs":1765},{"color":19},{"text":1767,"type":225,"marks":1768},"Assurez-vous que ses vaccins sont à jour : ",[1769],{"type":236},{"text":1771,"type":225},"Même après ses premiers vaccins de base, votre chiot doit encore recevoir régulièrement des vaccins de rappel contre des maladies comme le virus de la maladie de Carré et la rage. Veillez à ce qu’ils reçoivent également des vaccins non essentiels si votre vétérinaire vous les recommande.",{"type":219,"attrs":1773,"content":1774},{"textAlign":221},[1775,1779,1783,1785,1796],{"text":1749,"type":225,"marks":1776},[1777],{"type":228,"attrs":1778},{"color":19},{"text":1780,"type":225,"marks":1781},"Donnez-lui des médicaments contre les parasites :",[1782],{"type":236},{"text":1784,"type":225}," Les médicaments contre le ver du cœur, les puces et les tiques peuvent aider votre chiot à se défendre contre les parasites. Par exemple, l’",{"text":1786,"type":225,"marks":1787},"American Heartworm Association",[1788,1793],{"type":288,"attrs":1789},{"href":1790,"uuid":221,"anchor":221,"custom":1791,"target":291,"linktype":39},"https:\u002F\u002Fwww.heartwormsociety.org\u002Fpet-owner-resources\u002Fheartworm-basics",{"title":1792},"american heartworm association",{"type":228,"attrs":1794},{"color":1795},"#1155CC",{"text":1797,"type":225}," recommande d’administrer aux chiots un traitement préventif contre le ver du cœur avant l’âge de 8 semaines. Collaborez avec votre vétérinaire pour déterminer le bon calendrier et la bonne fréquence d’administration des médicaments antiparasitaires.",{"type":219,"attrs":1799,"content":1800},{"textAlign":221},[1801,1805,1809],{"text":1749,"type":225,"marks":1802},[1803],{"type":228,"attrs":1804},{"color":19},{"text":1806,"type":225,"marks":1807},"Nettoyez ses dents :",[1808],{"type":236},{"text":1810,"type":225}," Brosser les dents de votre chien deux fois par jour est le meilleur moyen de prévenir les maladies parodontales. Profitez de cette occasion pour vérifier que ses gencives ne sont pas rouges ou gonflées, que ses dents ne présentent pas de décoloration ou une grande accumulation de tartre, voire qu’il n’a pas mauvaise haleine. Si vous remarquez l’un de ces signes, il est temps de prendre rendez-vous pour un nettoyage professionnel ou peut-être pour une consultation vétérinaire.",{"type":219,"attrs":1812,"content":1813},{"textAlign":221},[1814,1818,1822],{"text":1749,"type":225,"marks":1815},[1816],{"type":228,"attrs":1817},{"color":19},{"text":1819,"type":225,"marks":1820},"Donnez-lui régulièrement de l’exercice :",[1821],{"type":236},{"text":1823,"type":225}," L’activité physique peut contribuer à prévenir l’obésité chez les chiens, et les aider à conserver des os solides et des muscles forts. Tous les chiots n’ont pas besoin de la même quantité d’exercice, cela dépend de leur âge, de leur état de santé et de leur race. Suivez les recommandations de votre vétérinaire en ce qui concerne la fréquence et la durée de l’exercice à donner à votre chien.",{"type":219,"attrs":1825,"content":1826},{"textAlign":221},[1827,1831,1835],{"text":1749,"type":225,"marks":1828},[1829],{"type":228,"attrs":1830},{"color":19},{"text":1832,"type":225,"marks":1833},"Toilettez votre chien : ",[1834],{"type":236},{"text":1836,"type":225},"Régulièrement, brossez le pelage de votre chien, vérifiez la présence de nœuds, coupez ses griffes, donnez-lui un bain et vérifiez ses oreilles. N’hésitez pas à consulter votre vétérinaire pour obtenir des conseils de toilettage pour votre chiot en particulier, car chaque chien et chaque race peuvent avoir des besoins différents.",{"type":219,"attrs":1838,"content":1839},{"textAlign":221},[1840,1844,1848],{"text":1749,"type":225,"marks":1841},[1842],{"type":228,"attrs":1843},{"color":19},{"text":1845,"type":225,"marks":1846},"Dotez votre chien des accessoires appropriés : ",[1847],{"type":236},{"text":1849,"type":225},"Certains climats requièrent des soins supplémentaires pour votre chien, comme des bottes pour protéger ses pattes des chaussées chaudes ou froides. De plus, certaines races, comme celles sans poils, ont besoin d’un écran solaire ou de vêtements pour animaux pour aller dehors.",{"type":219,"attrs":1851,"content":1852},{"textAlign":221},[1853,1857,1861],{"text":1749,"type":225,"marks":1854},[1855],{"type":228,"attrs":1856},{"color":19},{"text":1858,"type":225,"marks":1859},"Planifiez des examens réguliers chez le vétérinaire :",[1860],{"type":236},{"text":1862,"type":225}," En plus des soins courants que vous lui prodiguez à la maison, une visite annuelle chez le vétérinaire est le meilleur moyen de garder votre chien en bonne santé. Votre vétérinaire dépistera les problèmes de santé et effectuera un examen complet de la tête à la queue, ce qui permettra de détecter rapidement tout problème potentiel.",{"type":1149,"attrs":1864,"content":1865},{"level":1702,"textAlign":221},[1866],{"text":1867,"type":225},"Conseils en matière de soins préventifs pour les chats",{"type":219,"attrs":1869,"content":1870},{"textAlign":221},[1871],{"text":1872,"type":225},"Gardez votre félin heureux et en bonne santé grâce aux bonnes pratiques suivantes en matière de soins préventifs.",{"type":219,"attrs":1874,"content":1875},{"textAlign":221},[1876,1880,1884],{"text":1749,"type":225,"marks":1877},[1878],{"type":228,"attrs":1879},{"color":19},{"text":1881,"type":225,"marks":1882},"Nourrissez-le bien : ",[1883],{"type":236},{"text":1885,"type":225},"Votre chat a besoin d’une nourriture sèche et humide qui réponde à ses besoins alimentaires uniques. Veillez donc à consulter votre vétérinaire pour savoir ce dont son corps a besoin.",{"type":219,"attrs":1887,"content":1888},{"textAlign":221},[1889,1893,1897],{"text":1749,"type":225,"marks":1890},[1891],{"type":228,"attrs":1892},{"color":19},{"text":1894,"type":225,"marks":1895},"Faites-le vacciner : ",[1896],{"type":236},{"text":1898,"type":225},"Les chats ont généralement besoin de cinq vaccins de base, mais votre vétérinaire peut également recommander des vaccins non essentiels pour renforcer le système immunitaire de votre animal et prévenir certaines infections. Suivez les recommandations de votre vétérinaire.",{"type":219,"attrs":1900,"content":1901},{"textAlign":221},[1902,1906,1910],{"text":1749,"type":225,"marks":1903},[1904],{"type":228,"attrs":1905},{"color":19},{"text":1907,"type":225,"marks":1908},"Donnez-lui des traitements contre le ver du cœur et les puces :",[1909],{"type":236},{"text":1911,"type":225}," Les chats peuvent également attraper le ver du cœur et des puces, c’est pourquoi les traitements destinés à prévenir les infections parasitaires sont essentiels.",{"type":219,"attrs":1913,"content":1914},{"textAlign":221},[1915,1919,1923],{"text":1749,"type":225,"marks":1916},[1917],{"type":228,"attrs":1918},{"color":19},{"text":1920,"type":225,"marks":1921},"Brossez-lui les dents :",[1922],{"type":236},{"text":1924,"type":225}," Un brossage quotidien est recommandé, mais de deux à trois fois par semaine devrait suffire. Le nettoyage des dents de votre chat peut le protéger contre les maladies parodontales, les caries et les maladies des gencives.",{"type":219,"attrs":1926,"content":1927},{"textAlign":221},[1928,1932,1935],{"text":1749,"type":225,"marks":1929},[1930],{"type":228,"attrs":1931},{"color":19},{"text":1819,"type":225,"marks":1933},[1934],{"type":236},{"text":1936,"type":225}," Il existe plusieurs façons de donner de l’exercice à votre chat, qu’il s’agisse de l’entraîner à la marche, de lui créer un gymnase pour chat ou d’utiliser des jouets télécommandés. En donnant à votre chaton l’occasion de faire de l’exercice, vous contribuerez à maintenir son poids dans une fourchette saine et à le stimuler mentalement.",{"type":219,"attrs":1938,"content":1939},{"textAlign":221},[1940,1944,1948,1950,1959],{"text":1749,"type":225,"marks":1941},[1942],{"type":228,"attrs":1943},{"color":19},{"text":1945,"type":225,"marks":1946},"Offrez-leur une séance de toilettage : ",[1947],{"type":236},{"text":1949,"type":225},"Régulièrement, coupez ses griffes, vérifiez ses oreilles (en particulier pour les chats aux oreilles repliées), brossez et inspectez son pelage, ce qui permet non seulement d’éliminer la saleté et les débris, mais aussi de ",{"text":1951,"type":225,"marks":1952},"maintenir sa peau en bonne santé",[1953,1957],{"type":288,"attrs":1954},{"href":1955,"uuid":221,"anchor":221,"custom":1956,"target":291,"linktype":39},"https:\u002F\u002Fvcahospitals.com\u002Fknow-your-pet\u002Fgrooming-and-coat-care-for-your-cat",{"title":1951},{"type":228,"attrs":1958},{"color":1795},{"text":1960,"type":225}," en redistribuant les huiles. Veillez à enlever les nœuds et les nattes, et prêtez attention à la présence de bosses sur sa peau.",{"type":219,"attrs":1962,"content":1963},{"textAlign":221},[1964,1968,1972],{"text":1749,"type":225,"marks":1965},[1966],{"type":228,"attrs":1967},{"color":19},{"text":1969,"type":225,"marks":1970},"Emmenez-le chez le vétérinaire pour un examen de routine :",[1971],{"type":236},{"text":1973,"type":225}," Les soins préventifs à domicile complètent les visites chez le vétérinaire, mais ne remplacent pas ces dernières. Il est important d’emmener votre chat chez le vétérinaire tous les ans pour qu’il procède à un examen physique complet et qu’il recherche d’éventuels problèmes médicaux.",{"type":1149,"attrs":1975,"content":1976},{"level":1702,"textAlign":221},[1977],{"text":1978,"type":225},"Lorsque les soins préventifs ne suffisent pas (des urgences peuvent survenir)",{"type":219,"attrs":1980,"content":1981},{"textAlign":221},[1982],{"text":1983,"type":225},"Aucun propriétaire d’animal de compagnie ne souhaite envisager un scénario dans lequel son animal aurait besoin de soins d’urgence, mais cela arrive parfois. Que votre animal ait fait une bêtise et se soit blessé ou qu’il ait contracté une nouvelle maladie, il aura probablement besoin d’un traitement immédiat. C’est là que l’assurance pour animaux de compagnie entre en jeu.",{"type":219,"attrs":1985,"content":1986},{"textAlign":221},[1987,1989,1998],{"text":1988,"type":225},"Les soins préventifs sont importants pour préserver la santé de votre animal jour après jour, mais ils ne couvrent pas les urgences, qui sont inattendues. L’assurance pour animaux de compagnie offre ce type de couverture, par exemple pour les nouvelles maladies et les blessures, afin que votre chien ou votre chat reçoive les soins dont il a besoin (tout en protégeant votre budget contre les dépenses imprévues). Les polices d’assurance pour animaux de compagnie, comme celles de ",{"text":516,"type":225,"marks":1990},[1991,1996],{"type":288,"attrs":1992},{"href":1993,"uuid":221,"anchor":221,"custom":1994,"target":291,"linktype":39},"https:\u002F\u002Fwww.trupanion.com\u002Ffr-ca\u002F",{"title":1995},"trupanion",{"type":228,"attrs":1997},{"color":1795},{"text":1999,"type":225},", complètent les soins préventifs, aidant les propriétaires à fournir des soins complets tout au long de l’année à leur compagnon à quatre pattes bien-aimé.",{"type":219,"attrs":2001,"content":2002},{"textAlign":221},[2003],{"text":2004,"type":225,"marks":2005},"Sources :",[2006],{"type":236},{"type":219,"attrs":2008,"content":2009},{"textAlign":221},[2010,2018],{"text":2011,"type":225,"marks":2012},"3 Reasons Pet Wellness Care Matters More Than You Think",[2013],{"type":288,"attrs":2014},{"href":2015,"uuid":221,"anchor":221,"custom":2016,"target":291,"linktype":39},"https:\u002Fwww.hanovervet.com\u002F3-reasons-pet-wellness-care-matters-more-than-you-think",{"title":2017},"3 reasons pet wellness care matters more than you think",{"text":2019,"type":225},". Hanover Vet",{"type":219,"attrs":2021,"content":2022},{"textAlign":221},[2023,2031],{"text":2024,"type":225,"marks":2025},"Why Routine Preventative Care Is Essential",[2026],{"type":288,"attrs":2027},{"href":2028,"uuid":221,"anchor":221,"custom":2029,"target":291,"linktype":39},"https:\u002Fwww.animalhumanesociety.org\u002Fresource\u002Fwhy-routine-preventative-care-your-pet-essential",{"title":2030},"why routine preventative care is essential",{"text":2032,"type":225},". Animal Humane Society",{"type":219,"attrs":2034,"content":2035},{"textAlign":221},[2036,2044],{"text":2037,"type":225,"marks":2038},"Money Tips for Caring Pet Owners",[2039],{"type":288,"attrs":2040},{"href":2041,"uuid":221,"anchor":221,"custom":2042,"target":291,"linktype":39},"https:\u002F\u002Fwww.avma.org\u002Fresources-tools\u002Fpet-owners\u002Fpetcare\u002Fmoney-tips-caring-pet-owners",{"title":2043},"money tips for caring pet owners",{"text":2045,"type":225},". AVMA",{"type":219,"attrs":2047,"content":2048},{"textAlign":221},[2049,2057],{"text":2050,"type":225,"marks":2051},"Tips for Preventative Pet Care",[2052],{"type":288,"attrs":2053},{"href":2054,"uuid":221,"anchor":221,"custom":2055,"target":291,"linktype":39},"https:\u002F\u002Fwww.cainhoyvet.com\u002Ftips-for-preventative-pet-care\u002F",{"title":2056},"tips for preventative pet care",{"text":2058,"type":225},". Cainhoy Vet",{"type":219,"attrs":2060,"content":2061},{"textAlign":221},[2062,2069],{"text":2063,"type":225,"marks":2064},"Heartworm Basics",[2065],{"type":288,"attrs":2066},{"href":1790,"uuid":221,"anchor":221,"custom":2067,"target":291,"linktype":39},{"title":2068},"heartworm pasics",{"text":2070,"type":225},". American Heartworm Society",{"type":219,"attrs":2072,"content":2073},{"textAlign":221},[2074,2082],{"text":2075,"type":225,"marks":2076},"Brushing Teeth in Dogs",[2077],{"type":288,"attrs":2078},{"href":2079,"uuid":221,"anchor":221,"custom":2080,"target":291,"linktype":39},"https:\u002F\u002Fvcahospitals.com\u002Fknow-your-pet\u002Fbrushing-teeth-in-dogs",{"title":2081},"brushing teeth in dogs",{"text":2083,"type":225},". VCA Hospitals",{"type":219,"attrs":2085,"content":2086},{"textAlign":221},[2087,2095],{"text":2088,"type":225,"marks":2089},"Pet Dental Care",[2090],{"type":288,"attrs":2091},{"href":2092,"uuid":221,"anchor":221,"custom":2093,"target":291,"linktype":39},"https:\u002F\u002Fwww.avma.org\u002Fresources-tools\u002Fpet-owners\u002Fpetcare\u002Fpet-dental-care",{"title":2094},"pet dental care",{"text":2045,"type":225},{"type":219,"attrs":2097,"content":2098},{"textAlign":221},[2099,2107],{"text":2100,"type":225,"marks":2101},"Training Tips: Grooming at Home",[2102],{"type":288,"attrs":2103},{"href":2104,"uuid":221,"anchor":221,"custom":2105,"target":291,"linktype":39},"https:\u002F\u002Fresources.sdhumane.org\u002FResource_Center\u002FBehavior_and_Training\u002FDogs_and_Puppies\u002FTraining_Should_Be_Fun\u002FTraining_Tips%3A_Grooming_at_Home",{"title":2106},"training tips grooming at home",{"text":2108,"type":225},". San Diego Humane Society",[],"Que pouvez-vous faire pour aider votre animal à vivre une vie longue et sereine | L’assurance pour animaux de compagnie BMO","articles:preventive health tips for dogs and cats that can save money","preventive-health-tips-for-dogs-and-cats-that-can-save-money","fr-ca\u002Farticles\u002Fpreventive-health-tips-for-dogs-and-cats-that-can-save-money",-50,[],"6bc8dcc7-eb4b-4848-8ef5-c474e9f3cec9","2025-10-22T02:30:32.634Z",[],{"name":2120,"created_at":2121,"published_at":2122,"updated_at":2123,"id":2124,"uuid":2125,"content":2126,"slug":2614,"full_slug":2615,"sort_by_date":221,"position":2616,"tag_list":2617,"is_startpage":33,"parent_id":1355,"meta_data":221,"group_id":2618,"first_published_at":2619,"release_id":221,"lang":410,"path":221,"alternates":2620,"default_full_slug":221,"translated_slugs":221},"9 Common Pet Emergencies","2025-10-22T02:02:33.361Z","2025-12-10T17:39:41.779Z","2025-12-10T17:39:41.815Z",104075072998764,"e9ad804f-4a2e-415a-b985-31cf8de5df45",{"_uid":2127,"title":2128,"author":19,"snippet":2129,"category":19,"component":1129,"meta_title":2130,"post_image":2131,"posted_date":2135,"post_content":2136,"related_posts":2611,"meta_description":2612,"analytics_page_name":2613},"d528f532-f02c-45d6-b1b9-04edf347e753","9 urgences courantes chez les animaux de compagnie","Si vous êtes propriétaire d’un animal au Canada, vous savez à quel point les chiens et les chats comptent pour nous. Et lorsque cela arrive, les factures vétérinaires peuvent grimper rapidement.","9 urgences courantes chez les animaux de compagnie | BMO Solutions d’Assurances",{"id":2132,"alt":19,"name":19,"focus":19,"title":19,"source":19,"filename":2133,"copyright":19,"fieldtype":147,"meta_data":2134,"is_external_url":33},104073233921946,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F287771017545828\u002F2520x1418\u002Fecab43aa09\u002Ffamily-floor-golden-retriever_2x.webp",{},"2025-10-31 00:00",{"type":216,"content":2137},[2138,2143,2148,2156,2161,2185,2192,2202,2224,2231,2236,2258,2265,2270,2292,2299,2304,2326,2333,2338,2360,2367,2372,2394,2401,2406,2428,2435,2440,2453,2461,2466,2503,2508,2515],{"type":219,"attrs":2139,"content":2140},{"textAlign":221},[2141],{"text":2142,"type":225},"Si vous êtes propriétaire d’un animal au Canada, vous savez à quel point les chiens et les chats comptent pour nous. Mais tout comme les humains, les animaux peuvent avoir des urgences. Et lorsque cela arrive, les factures vétérinaires peuvent grimper rapidement.",{"type":219,"attrs":2144,"content":2145},{"textAlign":221},[2146],{"text":2147,"type":225},"Voici 9 des urgences les plus fréquentes que les vétérinaires voient chez les chiens et les chats partout au Canada, et comment l’assurance pour animaux peut aider à couvrir les coûts.",{"type":1149,"attrs":2149,"content":2151},{"level":2150,"textAlign":221},4,[2152],{"text":2153,"type":225,"marks":2154},"1. Ils mangent ce qu’ils ne devraient pas",[2155],{"type":236},{"type":219,"attrs":2157,"content":2158},{"textAlign":221},[2159],{"text":2160,"type":225},"Les animaux adorent mâcher et avaler des objets – chaussettes, jouets, ficelles, voire des pierres. Ces objets peuvent bloquer l’estomac ou les intestins et nécessitent souvent une chirurgie.",{"type":553,"content":2162},[2163,2174],{"type":556,"content":2164},[2165],{"type":219,"attrs":2166,"content":2167},{"textAlign":221},[2168,2172],{"text":2169,"type":225,"marks":2170},"Coût typique :",[2171],{"type":236},{"text":2173,"type":225}," environ 1 100 $",{"type":556,"content":2175},[2176],{"type":219,"attrs":2177,"content":2178},{"textAlign":221},[2179,2183],{"text":2180,"type":225,"marks":2181},"Certains cas :",[2182],{"type":236},{"text":2184,"type":225}," plus de 50 000 $",{"type":1149,"attrs":2186,"content":2187},{"level":2150,"textAlign":221},[2188],{"text":2189,"type":225,"marks":2190},"2. Empoisonnement",[2191],{"type":236},{"type":219,"attrs":2193,"content":2194},{"textAlign":221},[2195,2197,2201],{"text":2196,"type":225},"Le chocolat, les raisins, les médicaments humains et les produits ménagers peuvent être dangereux, voire mortels",{"text":2198,"type":225,"marks":2199},"4",[2200],{"type":584},{"text":266,"type":225},{"type":553,"content":2203},[2204,2214],{"type":556,"content":2205},[2206],{"type":219,"attrs":2207,"content":2208},{"textAlign":221},[2209,2212],{"text":2169,"type":225,"marks":2210},[2211],{"type":236},{"text":2213,"type":225}," environ 420 $",{"type":556,"content":2215},[2216],{"type":219,"attrs":2217,"content":2218},{"textAlign":221},[2219,2222],{"text":2180,"type":225,"marks":2220},[2221],{"type":236},{"text":2223,"type":225}," plus de 30 000 $",{"type":1149,"attrs":2225,"content":2226},{"level":2150,"textAlign":221},[2227],{"text":2228,"type":225,"marks":2229},"3. Plaies par morsure",[2230],{"type":236},{"type":219,"attrs":2232,"content":2233},{"textAlign":221},[2234],{"text":2235,"type":225},"Que ce soit par un autre animal ou une rencontre avec un animal sauvage, les morsures peuvent s’infecter et nécessiter des soins urgents.",{"type":553,"content":2237},[2238,2248],{"type":556,"content":2239},[2240],{"type":219,"attrs":2241,"content":2242},{"textAlign":221},[2243,2246],{"text":2169,"type":225,"marks":2244},[2245],{"type":236},{"text":2247,"type":225}," 390 $",{"type":556,"content":2249},[2250],{"type":219,"attrs":2251,"content":2252},{"textAlign":221},[2253,2256],{"text":2180,"type":225,"marks":2254},[2255],{"type":236},{"text":2257,"type":225}," plus de 54 000 $",{"type":1149,"attrs":2259,"content":2260},{"level":2150,"textAlign":221},[2261],{"text":2262,"type":225,"marks":2263},"4. Fractures",[2264],{"type":236},{"type":219,"attrs":2266,"content":2267},{"textAlign":221},[2268],{"text":2269,"type":225},"Les chutes, les accidents de voiture ou les jeux brusques peuvent entraîner des fractures nécessitant une chirurgie et une période de récupération.",{"type":553,"content":2271},[2272,2282],{"type":556,"content":2273},[2274],{"type":219,"attrs":2275,"content":2276},{"textAlign":221},[2277,2280],{"text":2169,"type":225,"marks":2278},[2279],{"type":236},{"text":2281,"type":225}," 640 $",{"type":556,"content":2283},[2284],{"type":219,"attrs":2285,"content":2286},{"textAlign":221},[2287,2290],{"text":2180,"type":225,"marks":2288},[2289],{"type":236},{"text":2291,"type":225}," plus de 33 000 $",{"type":1149,"attrs":2293,"content":2294},{"level":1702,"textAlign":221},[2295],{"text":2296,"type":225,"marks":2297},"5. Blessures graves",[2298],{"type":236},{"type":219,"attrs":2300,"content":2301},{"textAlign":221},[2302],{"text":2303,"type":225},"Être heurté par une voiture ou tomber d’une hauteur peut causer des blessures internes nécessitant un traitement d’urgence.",{"type":553,"content":2305},[2306,2316],{"type":556,"content":2307},[2308],{"type":219,"attrs":2309,"content":2310},{"textAlign":221},[2311,2314],{"text":2169,"type":225,"marks":2312},[2313],{"type":236},{"text":2315,"type":225}," 415 $",{"type":556,"content":2317},[2318],{"type":219,"attrs":2319,"content":2320},{"textAlign":221},[2321,2324],{"text":2180,"type":225,"marks":2322},[2323],{"type":236},{"text":2325,"type":225}," plus de 58 000 $",{"type":1149,"attrs":2327,"content":2328},{"level":2150,"textAlign":221},[2329],{"text":2330,"type":225,"marks":2331},"6. Brûlures",[2332],{"type":236},{"type":219,"attrs":2334,"content":2335},{"textAlign":221},[2336],{"text":2337,"type":225},"Les brûlures causées par des surfaces chaudes, des incendies ou des produits chimiques sont douloureuses et nécessitent des soins spécialisés.",{"type":553,"content":2339},[2340,2350],{"type":556,"content":2341},[2342],{"type":219,"attrs":2343,"content":2344},{"textAlign":221},[2345,2348],{"text":2169,"type":225,"marks":2346},[2347],{"type":236},{"text":2349,"type":225}," 180 $",{"type":556,"content":2351},[2352],{"type":219,"attrs":2353,"content":2354},{"textAlign":221},[2355,2358],{"text":2180,"type":225,"marks":2356},[2357],{"type":236},{"text":2359,"type":225}," plus de 12 500 $",{"type":1149,"attrs":2361,"content":2362},{"level":2150,"textAlign":221},[2363],{"text":2364,"type":225,"marks":2365},"7. Boiterie ou difficulté à marcher",[2366],{"type":236},{"type":219,"attrs":2368,"content":2369},{"textAlign":221},[2370],{"text":2371,"type":225},"Cela peut être une entorse, un ligament déchiré ou de l’arthrite. C’est souvent le signe qu’il y a un problème.",{"type":553,"content":2373},[2374,2384],{"type":556,"content":2375},[2376],{"type":219,"attrs":2377,"content":2378},{"textAlign":221},[2379,2382],{"text":2169,"type":225,"marks":2380},[2381],{"type":236},{"text":2383,"type":225}," 270 $",{"type":556,"content":2385},[2386],{"type":219,"attrs":2387,"content":2388},{"textAlign":221},[2389,2392],{"text":2180,"type":225,"marks":2390},[2391],{"type":236},{"text":2393,"type":225}," plus de 13 000 $",{"type":1149,"attrs":2395,"content":2396},{"level":2150,"textAlign":221},[2397],{"text":2398,"type":225,"marks":2399},"8. Dents cassées",[2400],{"type":236},{"type":219,"attrs":2402,"content":2403},{"textAlign":221},[2404],{"text":2405,"type":225},"Les blessures dentaires peuvent entraîner des infections et des problèmes à long terme si elles ne sont pas traitées.",{"type":553,"content":2407},[2408,2418],{"type":556,"content":2409},[2410],{"type":219,"attrs":2411,"content":2412},{"textAlign":221},[2413,2416],{"text":2169,"type":225,"marks":2414},[2415],{"type":236},{"text":2417,"type":225}," 700 $",{"type":556,"content":2419},[2420],{"type":219,"attrs":2421,"content":2422},{"textAlign":221},[2423,2426],{"text":2180,"type":225,"marks":2424},[2425],{"type":236},{"text":2427,"type":225}," plus de 15 000 $",{"type":1149,"attrs":2429,"content":2430},{"level":2150,"textAlign":221},[2431],{"text":2432,"type":225,"marks":2433},"9. Vomissements ou diarrhée",[2434],{"type":236},{"type":219,"attrs":2436,"content":2437},{"textAlign":221},[2438],{"text":2439,"type":225},"Ces symptômes peuvent être causés par des infections, une pancréatite ou quelque chose de plus grave.",{"type":553,"content":2441},[2442],{"type":556,"content":2443},[2444],{"type":219,"attrs":2445,"content":2446},{"textAlign":221},[2447,2451],{"text":2448,"type":225,"marks":2449},"Fourchette de traitement :",[2450],{"type":236},{"text":2452,"type":225}," de 800 $ à 4 800 $",{"type":1149,"attrs":2454,"content":2456},{"level":2455,"textAlign":221},3,[2457],{"text":2458,"type":225,"marks":2459},"Comment l’assurance pour animaux aide",[2460],{"type":236},{"type":219,"attrs":2462,"content":2463},{"textAlign":221},[2464],{"text":2465,"type":225},"L’assurance pour animaux aide à couvrir les factures vétérinaires imprévues. Selon votre plan, elle peut rembourser jusqu’à 90 % des coûts d’urgence. Elle peut couvrir :",{"type":553,"content":2467},[2468,2475,2482,2489,2496],{"type":556,"content":2469},[2470],{"type":219,"attrs":2471,"content":2472},{"textAlign":221},[2473],{"text":2474,"type":225},"Chirurgies d’urgence",{"type":556,"content":2476},[2477],{"type":219,"attrs":2478,"content":2479},{"textAlign":221},[2480],{"text":2481,"type":225},"Séjours à l’hôpital",{"type":556,"content":2483},[2484],{"type":219,"attrs":2485,"content":2486},{"textAlign":221},[2487],{"text":2488,"type":225},"Tests et examens",{"type":556,"content":2490},[2491],{"type":219,"attrs":2492,"content":2493},{"textAlign":221},[2494],{"text":2495,"type":225},"Médicaments",{"type":556,"content":2497},[2498],{"type":219,"attrs":2499,"content":2500},{"textAlign":221},[2501],{"text":2502,"type":225},"Soins continus pour des problèmes chroniques",{"type":219,"attrs":2504,"content":2505},{"textAlign":221},[2506],{"text":2507,"type":225},"Sans assurance, une seule urgence peut coûter des milliers de dollars. Avec une assurance, vous pouvez vous concentrer sur le rétablissement de votre animal, sans vous soucier de la facture.",{"type":219,"attrs":2509,"content":2510},{"textAlign":221},[2511],{"text":2512,"type":225,"marks":2513},"Source:",[2514],{"type":236},{"type":219,"attrs":2516,"content":2517},{"textAlign":221},[2518,2523,2534,2539,2543,2548,2558,2563,2567,2572,2582,2587,2591,2596,2606],{"text":2519,"type":225,"marks":2520},"¹ ",[2521],{"type":228,"attrs":2522},{"color":19},{"text":2524,"type":225,"marks":2525},"Pet insurance: What Canadians need to know about vet bills",[2526,2532],{"type":288,"attrs":2527},{"href":2528,"uuid":221,"anchor":221,"custom":2529,"target":2531,"linktype":39},"https:\u002F\u002Fglobalnews.ca\u002Fnews\u002F10344632\u002Fpet-insurance-vet-bills-canada\u002F",{"title":2530},"pet insurance what canadians need to know about vet bills","_blank",{"type":228,"attrs":2533},{"color":19},{"text":2535,"type":225,"marks":2536},". Global News",[2537],{"type":228,"attrs":2538},{"color":19},{"type":847,"marks":2540},[2541],{"type":228,"attrs":2542},{"color":19},{"text":2544,"type":225,"marks":2545},"² ",[2546],{"type":228,"attrs":2547},{"color":19},{"text":2549,"type":225,"marks":2550},"CAHI Pet Population and Health Statistics",[2551,2556],{"type":288,"attrs":2552},{"href":2553,"uuid":221,"anchor":221,"custom":2554,"target":291,"linktype":39},"https:\u002F\u002Fcahi-icsa.ca\u002Fcanadian-pet-population-survey-highlights-the-importance-of-access-to-veterinary-care",{"title":2555},"cahi pet population and health statistics",{"type":228,"attrs":2557},{"color":19},{"text":2559,"type":225,"marks":2560},". Canadian Animal Health Institute",[2561],{"type":228,"attrs":2562},{"color":19},{"type":847,"marks":2564},[2565],{"type":228,"attrs":2566},{"color":19},{"text":2568,"type":225,"marks":2569},"³ ",[2570],{"type":228,"attrs":2571},{"color":19},{"text":2573,"type":225,"marks":2574},"Pet Emergency Statistics & Costs",[2575,2580],{"type":288,"attrs":2576},{"href":2577,"uuid":221,"anchor":221,"custom":2578,"target":2531,"linktype":39},"https:\u002F\u002Fwww.preventivevet.com\u002Fpet-emergency-statistics",{"title":2579},"pet emergency statistics & costs",{"type":228,"attrs":2581},{"color":19},{"text":2583,"type":225,"marks":2584},". Preventive Vet ",[2585],{"type":228,"attrs":2586},{"color":19},{"type":847,"marks":2588},[2589],{"type":228,"attrs":2590},{"color":19},{"text":2592,"type":225,"marks":2593},"⁴ ",[2594],{"type":228,"attrs":2595},{"color":19},{"text":2597,"type":225,"marks":2598},"Common Pet Emergencies and Costs",[2599,2604],{"type":288,"attrs":2600},{"href":2601,"uuid":221,"anchor":221,"custom":2602,"target":2531,"linktype":39},"https:\u002F\u002Fwww.trupanion.com\u002Fen-ca\u002Fpet-blog\u002Farticle\u002Fcommon-pet-emergencies",{"title":2603},"common pet emergencies and costs",{"type":228,"attrs":2605},{"color":19},{"text":2607,"type":225,"marks":2608},". Trupanion Canada",[2609],{"type":228,"attrs":2610},{"color":19},[],"Découvrez les 9 urgences les plus fréquentes chez les chats et les chiens et comment y réagir rapidement. L’assurance pour animaux de compagnie BMO vous aide à protéger vos compagnons à quatre pattes en cas de besoin.","articles:9 common pet emergencies","9-common-pet-emergencies","fr-ca\u002Farticles\u002F9-common-pet-emergencies",-30,[],"94d9f29b-8196-4fc9-93df-0b732faf9157","2025-10-22T02:03:48.604Z",[],{"name":2622,"created_at":2623,"published_at":2624,"updated_at":2625,"id":2626,"uuid":2627,"content":2628,"slug":3003,"full_slug":3004,"sort_by_date":221,"position":3005,"tag_list":3006,"is_startpage":33,"parent_id":1355,"meta_data":221,"group_id":3007,"first_published_at":3008,"release_id":221,"lang":410,"path":221,"alternates":3009,"default_full_slug":221,"translated_slugs":221},"What Does Pet Insurance Cover","2025-11-13T19:36:53.213Z","2025-12-09T16:39:04.970Z","2025-12-09T16:39:04.992Z",112119862140990,"4cec4d20-7616-4142-844d-b532f6518a6c",{"_uid":1126,"title":2629,"author":19,"snippet":2630,"category":19,"component":1129,"meta_title":2631,"post_image":2632,"posted_date":2636,"post_content":2637,"related_posts":3001,"meta_description":2630,"analytics_page_name":3002}," Que couvre l’assurance pour animaux de compagnie?","Tout comme l’assurance santé pour les humains varie selon le fournisseur, la couverture d’assurance pour animaux varie également. Cependant, certaines affections, maladies, accidents et autres éléments sont généralement couverts par l’assurance pour chats et chiens."," Que couvre l’assurance pour animaux de compagnie? | BMO Solutions d’Assurances",{"id":2633,"alt":19,"name":19,"focus":19,"title":19,"source":19,"filename":2634,"copyright":19,"fieldtype":147,"meta_data":2635,"is_external_url":33},111755234961199,"https:\u002F\u002Fa.storyblok.com\u002Ff\u002F287771017545828\u002F1920x1280\u002F9baa26e53f\u002Fdog-at-kitchen-counter-2.jpg",{},"2025-11-21 00:00",{"type":216,"content":2638},[2639,2647,2709,2718,2726,2735,2743,2815,2824,2832,2840,2849,2857,2866,2874,2882,2890,2899,2927],{"type":219,"attrs":2640,"content":2641},{"textAlign":221},[2642],{"text":2643,"type":225,"marks":2644},"Tout comme l’assurance santé pour les humains varie selon le fournisseur, la couverture d’assurance pour animaux varie également. Cependant, certaines affections, maladies, accidents et autres éléments sont généralement couverts par l’assurance pour chats et chiens :",[2645],{"type":228,"attrs":2646},{"color":19},{"type":553,"content":2648},[2649,2659,2669,2679,2689,2699],{"type":556,"content":2650},[2651],{"type":219,"attrs":2652,"content":2653},{"textAlign":221},[2654],{"text":2655,"type":225,"marks":2656},"Affections héréditaires, comme les maladies cardiaques, la dysplasie de la hanche et certains cancers",[2657],{"type":228,"attrs":2658},{"color":19},{"type":556,"content":2660},[2661],{"type":219,"attrs":2662,"content":2663},{"textAlign":221},[2664],{"text":2665,"type":225,"marks":2666},"Affections chroniques, comme le diabète et les obstructions des voies urinaires",[2667],{"type":228,"attrs":2668},{"color":19},{"type":556,"content":2670},[2671],{"type":219,"attrs":2672,"content":2673},{"textAlign":221},[2674],{"text":2675,"type":225,"marks":2676},"Maladies et accidents imprévus, comme le développement d’allergies, l’ingestion d’un objet étranger ou d’un aliment ou produit toxique",[2677],{"type":228,"attrs":2678},{"color":19},{"type":556,"content":2680},[2681],{"type":219,"attrs":2682,"content":2683},{"textAlign":221},[2684],{"text":2685,"type":225,"marks":2686},"Certains médicaments et suppléments",[2687],{"type":228,"attrs":2688},{"color":19},{"type":556,"content":2690},[2691],{"type":219,"attrs":2692,"content":2693},{"textAlign":221},[2694],{"text":2695,"type":225,"marks":2696},"Chirurgies, hospitalisations et physiothérapie",[2697],{"type":228,"attrs":2698},{"color":19},{"type":556,"content":2700},[2701],{"type":219,"attrs":2702,"content":2703},{"textAlign":221},[2704],{"text":2705,"type":225,"marks":2706},"Radiographies, tomodensitogrammes (CT) et échographies",[2707],{"type":228,"attrs":2708},{"color":19},{"type":1149,"attrs":2710,"content":2711},{"level":1702,"textAlign":221},[2712],{"text":2713,"type":225,"marks":2714},"Exclusions courantes dans l’assurance pour animaux",[2715,2717],{"type":228,"attrs":2716},{"color":19},{"type":236},{"type":219,"attrs":2719,"content":2720},{"textAlign":221},[2721],{"text":2722,"type":225,"marks":2723},"Avant de souscrire une police d’assurance pour votre animal, il est important de comprendre ce qui n’est pas couvert afin d’être préparé à ces dépenses ou limitations éventuelles.",[2724],{"type":228,"attrs":2725},{"color":19},{"type":1149,"attrs":2727,"content":2728},{"level":1702,"textAlign":221},[2729],{"text":2730,"type":225,"marks":2731},"Soins préventifs",[2732,2734],{"type":228,"attrs":2733},{"color":19},{"type":236},{"type":219,"attrs":2736,"content":2737},{"textAlign":221},[2738],{"text":2739,"type":225,"marks":2740},"De nombreux fournisseurs d’assurance pour animaux se concentrent uniquement sur la couverture des frais médicaux imprévus, car ceux-ci sont beaucoup plus difficiles à prévoir que les examens de routine et les soins préventifs. Voici donc certains soins courants qui ne sont généralement pas couverts :",[2741],{"type":228,"attrs":2742},{"color":19},{"type":553,"content":2744},[2745,2755,2765,2775,2785,2795,2805],{"type":556,"content":2746},[2747],{"type":219,"attrs":2748,"content":2749},{"textAlign":221},[2750],{"text":2751,"type":225,"marks":2752},"Examens vétérinaires réguliers",[2753],{"type":228,"attrs":2754},{"color":19},{"type":556,"content":2756},[2757],{"type":219,"attrs":2758,"content":2759},{"textAlign":221},[2760],{"text":2761,"type":225,"marks":2762},"Frais d’examen et taxes",[2763],{"type":228,"attrs":2764},{"color":19},{"type":556,"content":2766},[2767],{"type":219,"attrs":2768,"content":2769},{"textAlign":221},[2770],{"text":2771,"type":225,"marks":2772},"Prévention contre les parasites, comme les médicaments contre les puces, les tiques et le ver du cœur",[2773],{"type":228,"attrs":2774},{"color":19},{"type":556,"content":2776},[2777],{"type":219,"attrs":2778,"content":2779},{"textAlign":221},[2780],{"text":2781,"type":225,"marks":2782},"Stérilisation (spay\u002Fneuter)",[2783],{"type":228,"attrs":2784},{"color":19},{"type":556,"content":2786},[2787],{"type":219,"attrs":2788,"content":2789},{"textAlign":221},[2790],{"text":2791,"type":225,"marks":2792},"Vaccinations, y compris les vaccins de base et non essentiels",[2793],{"type":228,"attrs":2794},{"color":19},{"type":556,"content":2796},[2797],{"type":219,"attrs":2798,"content":2799},{"textAlign":221},[2800],{"text":2801,"type":225,"marks":2802},"Problèmes dentaires évitables dus à des nettoyages manqués",[2803],{"type":228,"attrs":2804},{"color":19},{"type":556,"content":2806},[2807],{"type":219,"attrs":2808,"content":2809},{"textAlign":221},[2810],{"text":2811,"type":225,"marks":2812},"Services de toilettage",[2813],{"type":228,"attrs":2814},{"color":19},{"type":1149,"attrs":2816,"content":2817},{"level":1702,"textAlign":221},[2818],{"text":2819,"type":225,"marks":2820},"Affections préexistantes",[2821,2823],{"type":228,"attrs":2822},{"color":19},{"type":236},{"type":219,"attrs":2825,"content":2826},{"textAlign":221},[2827],{"text":2828,"type":225,"marks":2829},"La plupart des assureurs pour animaux ne couvrent pas les affections préexistantes, c’est-à-dire une condition, une maladie ou une blessure dont un chien ou un chat présentait des signes ou avait été diagnostiqué avant l’activation de la police. Ces fournisseurs ne couvrent que les nouvelles affections apparues après le début de la police.",[2830],{"type":228,"attrs":2831},{"color":19},{"type":219,"attrs":2833,"content":2834},{"textAlign":221},[2835],{"text":2836,"type":225,"marks":2837},"Par exemple, si votre chat a développé une allergie lorsqu’il était jeune et que vous décidez des années plus tard de souscrire une assurance pour chat, son allergie diagnostiquée ne serait probablement pas couverte par la nouvelle police. C’est pourquoi il est extrêmement important de souscrire une assurance pour animaux lorsque vos compagnons sont jeunes et en bonne santé, idéalement dès leur arrivée à la maison, afin qu’ils soient protégés avant toute blessure ou maladie.",[2838],{"type":228,"attrs":2839},{"color":19},{"type":1149,"attrs":2841,"content":2842},{"level":1702,"textAlign":221},[2843],{"text":2844,"type":225,"marks":2845},"Restrictions liées à la race et à l’âge",[2846,2848],{"type":228,"attrs":2847},{"color":19},{"type":236},{"type":219,"attrs":2850,"content":2851},{"textAlign":221},[2852],{"text":2853,"type":225,"marks":2854},"La race ou l’âge d’un chien ou d’un chat peut également influencer la couverture. Certains fournisseurs imposent des restrictions spécifiques à certaines races ou ne couvrent pas les animaux au-delà d’un certain âge. Cette limitation est compréhensible, car les animaux plus âgés sont plus susceptibles de développer des problèmes de santé, ce qui entraîne des coûts plus élevés. Cependant, cela peut être frustrant pour de nombreux propriétaires d’animaux âgés.",[2855],{"type":228,"attrs":2856},{"color":19},{"type":1149,"attrs":2858,"content":2859},{"level":1702,"textAlign":221},[2860],{"text":2861,"type":225,"marks":2862},"Les avantages d’une couverture complète",[2863,2865],{"type":228,"attrs":2864},{"color":19},{"type":236},{"type":219,"attrs":2867,"content":2868},{"textAlign":221},[2869],{"text":2870,"type":225,"marks":2871},"Bien que les fournisseurs qui offrent une couverture pour les soins de routine puissent sembler être le meilleur choix à première vue, cette couverture supplémentaire entraîne généralement des primes beaucoup plus élevées. Les soins préventifs sont plus faciles à budgéter (et généralement moins coûteux que les traitements imprévus), il n’est donc pas nécessaire d’en faire un critère principal dans le choix d’un assureur.",[2872],{"type":228,"attrs":2873},{"color":19},{"type":219,"attrs":2875,"content":2876},{"textAlign":221},[2877],{"text":2878,"type":225,"marks":2879},"À l’inverse, une couverture trop limitée est préoccupante. Méfiez-vous des plans de base, comme ceux qui ne couvrent que les accidents. Ces plans sont généralement peu coûteux, mais ils n’offrent pas une protection complète pour votre animal.",[2880],{"type":228,"attrs":2881},{"color":19},{"type":219,"attrs":2883,"content":2884},{"textAlign":221},[2885],{"text":2886,"type":225,"marks":2887},"Le meilleur type de couverture est une couverture complète, incluant les traitements et soins pour les accidents, les maladies imprévues, les affections héréditaires et spécifiques à la race, les problèmes chroniques, la physiothérapie et plus encore. De plus, elle ne limite pas les races et n’exclut pas les animaux âgés.",[2888],{"type":228,"attrs":2889},{"color":19},{"type":1149,"attrs":2891,"content":2892},{"level":1702,"textAlign":221},[2893],{"text":2894,"type":225,"marks":2895},"Pourquoi notre couverture se démarque",[2896,2898],{"type":228,"attrs":2897},{"color":19},{"type":236},{"type":219,"attrs":2900,"content":2901},{"textAlign":221},[2902,2907,2913,2917,2922],{"text":2903,"type":225,"marks":2904},"Maintenant que vous comprenez mieux le fonctionnement de l’assurance pour animaux et ce qu’elle couvre (ou non), vous vous demandez probablement quel fournisseur choisir pour votre compagnon à quatre pattes. ",[2905],{"type":228,"attrs":2906},{"color":19},{"text":2908,"type":225,"marks":2909},"BMO Assurance",[2910,2912],{"type":228,"attrs":2911},{"color":19},{"type":236},{"text":511,"type":225,"marks":2914},[2915],{"type":228,"attrs":2916},{"color":19},{"text":516,"type":225,"marks":2918},[2919,2921],{"type":228,"attrs":2920},{"color":19},{"type":236},{"text":2923,"type":225,"marks":2924},", propose une assurance pour animaux qui se distingue par sa couverture complète, sa transparence et son processus de réclamation simplifié. Voici quelques-uns des nombreux avantages dont vous pouvez profiter :",[2925],{"type":228,"attrs":2926},{"color":19},{"type":553,"content":2928},[2929,2961,2971,2981,2991],{"type":556,"content":2930},[2931],{"type":219,"attrs":2932,"content":2933},{"textAlign":221},[2934,2939,2945,2950,2956],{"text":2935,"type":225,"marks":2936},"Un processus de réclamation simplifié grâce à ",[2937],{"type":228,"attrs":2938},{"color":19},{"text":2940,"type":225,"marks":2941},"VetDirect",[2942,2944],{"type":228,"attrs":2943},{"color":19},{"type":236},{"text":1463,"type":225,"marks":2946},[2947,2949],{"type":228,"attrs":2948},{"color":19},{"type":584},{"text":2951,"type":225,"marks":2952}," Pay",[2953,2955],{"type":228,"attrs":2954},{"color":19},{"type":236},{"text":2957,"type":225,"marks":2958}," (offert chez les vétérinaires participants), où les vétérinaires sont payés en quelques secondes",[2959],{"type":228,"attrs":2960},{"color":19},{"type":556,"content":2962},[2963],{"type":219,"attrs":2964,"content":2965},{"textAlign":221},[2966],{"text":2967,"type":225,"marks":2968},"Jusqu’à 90 % des frais admissibles couverts",[2969],{"type":228,"attrs":2970},{"color":19},{"type":556,"content":2972},[2973],{"type":219,"attrs":2974,"content":2975},{"textAlign":221},[2976],{"text":2977,"type":225,"marks":2978},"Aucune restriction liée à la race",[2979],{"type":228,"attrs":2980},{"color":19},{"type":556,"content":2982},[2983],{"type":219,"attrs":2984,"content":2985},{"textAlign":221},[2986],{"text":2987,"type":225,"marks":2988},"Une couverture robuste pour toutes les maladies, blessures, accidents et plus encore, y compris les affections spécifiques à la race",[2989],{"type":228,"attrs":2990},{"color":19},{"type":556,"content":2992},[2993],{"type":219,"attrs":2994,"content":2995},{"textAlign":221},[2996],{"text":2997,"type":225,"marks":2998},"Aucun plafond de remboursement",[2999],{"type":228,"attrs":3000},{"color":19},[],"articles:what does pet insurance cover","what-does-pet-insurance-cover","fr-ca\u002Farticles\u002Fwhat-does-pet-insurance-cover",-10,[],"5fc909f2-7a2a-4cf5-af42-b46941550cc2","2025-11-20T15:22:37.262Z",[],1781294540369]